Financial Literacy: The Language of our Future

Local Media

Our story recently captured in a print/online news article by the Detroit Free Press here. As the woman who owns and manages her own Detroit-based small business, it has been a journey of reflection as we are sometimes measured by our past but are not defined by it alone.

The Johnson Consulting Services mission to provide and deliver exceptional consulting services that produce positive results and exceeds expectations is aligned with the following:

Michigan’s Sixty by 30 initiative

Michigan Top 10 Strategic Education Plan

MCL 380.1165 (Financial Education Programs)

2022-PA-0105.pdf (mi.gov)

Rising Costs

As of January 2023, the Pell grant maximum is $6,895 while the average cost of college wavers from roughly $28,000 to over $30,000 and may fluctuate on whether or not the student is in-state or out-of-state; whether or not one attends a private or public college, or a two-year or four-year college or university; and a myriad of other factors. As such, families need to consider other sources of funding to help them bridge the gap between the actual “cost of attendance” (COA) and what the family will actually pay out-of-pocket.

A common misnomer, the expected family contribution (EFC), is generally NOT what the family will pay out-of-pocket for college costs.

What's Next...

This video is a summary video of the information contained in the full DetroitJCS audio podcast of our interview with The College Board.

Check out the DetroitJCS podcast for the full audio!

Click the audio PODCAST link for the latest podcast episode today.

We provide and deliver family-focused services in financial literacy and we SPECIALIZE in scholarships and grants – funds that do not have to be paid back. We can help you plan for college (early) and map out a plan that helps the family REDUCE DEBT and successfully COMPLETE the degree or certificate program. According to the U.S. Department of Education, federal student aid includes grants, loans, and work-study …and we can help you understand what each one means for you/r family.

Schooling Services

What we do

NEW FOR DPSCD FAMILIES: (Nov. 2022 - Present)

We provide Financial Literacy for Parent Enrichment (K-12).

Contact your school - and us - for details! We are seeking to work directly with District 6 schools in Detroit and anyone other school seeking excellence. We provide the following services, so ask for us by NAME:

* FINANCIAL LITERACY

* COLLEGE READINESS

* CAREER READINESS

* SCHOLARSHIPS & GRANTS

Additionally, we assist our clients complete and understand the following:

Free application for federal student aid (FAFSA)
Student Aid Index (SAI)
Student Aid Report (SAR)
IDOCS
Common App
529 Plans
PLUS, graduate, and loan or loan forgiveness applications

We are an SBA certified HUBZone small business that drives our local and national economies, and we provide academic planning and college advising from middle school to graduate school for families.

Subscribe to our YouTube channel then head over to our audio podcast and download the I Heart Radio, Spotify, Radio Public, or Anchor.fm apps for news you can use on your Apple, Android, and Windows devices.

More importantly, we help families successfully plan and save for college.

Personalized Results for College Funding

Personalized College Scholarships & Grants

AWARD SEASON IS UNDERWAY . . .

We support, uplift, and educate families with exceptional students who have financial need, and can help reduce or eliminate the need for student (or parent) education loans.

THE MOST FREQUENTLY ASKED QUESTION WE RECEIVE -

Q: What makes Johnson Consulting Services LLC schooling services unique?

A: Funding sources are customized and tailored for each student's distinct family situation and career choice. Every student is different, so these funding sources differ for each student. We carefully curate the data, as most sources of funding cannot be found in a Google search. We have been able to FULLY pay for the college experience for college-bound students...without loans.

We provide family-focused financial literacy and college preparation - FOR THE FAMILY - with a focus on eliminating DEBT.

We are registered with CLASSWALLET and are a State of Michigan vendor. Contact us for details.